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Down Payment

Loan Term (months)

ENTER YOUR LOAN AMOUNT
Monthly Repayment:
Total Capital:
Interest + Insurance:
Fees:
Total Repayment:

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Please note that these are only approximate figures. All rates are calculated on a daily basis as stipulated by the National Credit Regulator. Please request a quote from us to determine the actual repayment amount and installment(s) should you wish to apply for a loan.

APR

2.33% per month (which equates to a maximum of 27.75% APR). 

Repayment Terms

Repayments will be made over no less than 6 months and no more than 24 months. 

RENEWAL POLICY

No Renewals of Loans are automatic. All New loans are subject to employment and affordability criteria. A Consumer will qualify for the same amount if it is paid successfully for 3 times. Thereafter limit may be reviewed depending on consumer’s Financial circumstances and affordability. No additional fees are charged to Renew a loan. Each loan carries its standard fees in terms of Chapter 5 of the Credit Act No 34 of 2005.

COLLECTION POLICY

All Collections are done by NAEDO Debit orders and soon to be introduced AC (Authenticated Collections) via FNB.

NON-PAYMENT

Non-payment will result in a R60 service fee charge if the loan is arrears for 30 days. Additional Interest of 2.33% per month may also be added for up to 2 months. After this the Debt will be handed over to our external collection agency and their Attorneys. Not paying your loan could impact your Credit Rating and make it difficult to qualify for finance at other Credit Providers.

EXAMPLE

If R30 000 is borrowed over 24 months
Initiation Fee: R1050.00
Service Fee: R1449.00
Interest: R9774.60
VAT: R349.80

Total to Repay: R42624.00

how it works

how it works

what we do

what we do

We have partnered with leading kite retailers in South Africa to provide you with the best gear at competitive interest rates combined with a quick and effortless application process.
our promise

our promise

At Kitefin we pride ourselves in providing a great product combined with exceptional service to make the application process as well as the monthly repayments and the management of your account as seamless and effortless as possible. 

Go on, give us a try!